:root{--bone: #f2ede2;--bone-deep: #e9e2d2;--brown: #271f18;--brown-soft: #38302a;--charcoal: #575047;--gold: #b6863c;--gold-soft: #d4b06a;--gold-label: #6b4e17;--bone-on-dark: #f2ede2;--bone-muted-on-dark: rgba(242, 237, 226, .92);--teal: #256b6b;--teal-dark: #1d5555;--teal-bg: #1a4545;--teal-bg-soft: #214f4f;--teal-logo: #9fd0d0;--line: rgba(39, 31, 24, .16);--line-light: rgba(242, 237, 226, .18);--font-display: "Fraunces", Georgia, serif;--font-body: "Archivo", "Helvetica Neue", Arial, sans-serif;--max: 1120px;--pad: clamp(1.25rem, 4vw, 2.5rem)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}body{font-family:var(--font-body);font-size:1.0625rem;line-height:1.65;color:var(--brown);background:var(--bone);-webkit-font-smoothing:antialiased}img,svg{display:block;max-width:100%}a{color:inherit}::selection{background:var(--gold-soft);color:var(--brown)}.skip-link{position:absolute;left:var(--pad);top:.75rem;z-index:100;transform:translateY(-150%);background:var(--bone);color:var(--brown);border:2px solid var(--teal);padding:.625rem .875rem;font-size:.875rem;font-weight:600;text-decoration:none;transition:transform .16s ease}.skip-link:focus{transform:translateY(0)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}:focus-visible{outline:2px solid var(--teal);outline-offset:3px}.display{font-family:var(--font-display);font-weight:480;font-variation-settings:"opsz" 72,"SOFT" 40;line-height:1.08;letter-spacing:-.01em}.eyebrow{font-family:var(--font-body);font-size:.8125rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-label)}.on-dark .eyebrow,.authority-hero .eyebrow,.authority-header .eyebrow,.cta-band .eyebrow{color:var(--gold-soft)}.section-title{font-family:var(--font-display);font-weight:500;font-size:clamp(1.75rem,3.4vw,2.5rem);line-height:1.15;letter-spacing:-.01em;max-width:22ch}.lede{font-size:clamp(1.0625rem,1.6vw,1.1875rem);color:var(--charcoal);max-width:62ch}.wrap{max-width:var(--max);margin-inline:auto;padding-inline:var(--pad)}.section{padding-block:clamp(4rem,9vw,7rem)}.datum{max-width:var(--max);margin-inline:auto;padding-inline:var(--pad)}.datum svg{width:100%;height:14px}.datum .rule,.datum .tick{stroke:var(--line);stroke-width:1}.datum .tick-red{stroke:var(--teal);stroke-width:1.5}.on-dark .datum .rule,.on-dark .datum .tick{stroke:var(--line-light)}.btn{display:inline-block;font-family:var(--font-body);font-size:.9375rem;font-weight:600;letter-spacing:.02em;text-decoration:none;padding:.875rem 1.75rem;border:1px solid transparent;border-radius:2px;cursor:pointer;transition:background-color .16s ease,color .16s ease,border-color .16s ease}.btn-primary{background:var(--teal);color:var(--bone)}.btn-primary:hover{background:var(--teal-dark)}.btn-ghost{background:transparent;color:var(--bone);border-color:#f2ede266}.btn-ghost:hover{border-color:var(--bone)}.btn-ghost-dark{background:transparent;color:var(--brown);border-color:var(--line)}.btn-ghost-dark:hover{border-color:var(--brown)}.authority-hero{background:var(--teal-bg);color:var(--bone);padding-block:clamp(3rem,8vw,5.5rem) clamp(2rem,5vw,3.5rem)}.authority-hero .hero-h1{font-size:clamp(2rem,4.8vw,3.25rem);max-width:22ch;margin-top:1.25rem}.authority-hero .hero-sub{margin-top:1.5rem;max-width:62ch;font-size:clamp(1.0625rem,1.7vw,1.1875rem);color:#f2ede2d1}.authority-hero .hero-ctas{margin-top:2rem;display:flex;flex-wrap:wrap;gap:1rem}.authority-section .section-heading{font-family:var(--font-display);font-weight:500;font-size:clamp(1.5rem,2.8vw,2rem);line-height:1.2;max-width:28ch}.section-heading--wide{max-width:42ch}.section-band{background:var(--bone-deep)}.section-intro{margin-top:1.25rem}.section-intro-lg{margin-top:2rem}.stack-top{margin-top:1.5rem}.authority-section.on-dark{background:var(--teal-bg);color:var(--bone)}.on-dark-text{color:var(--bone)}.on-dark .lede,.authority-section.on-dark .lede{color:var(--bone-muted-on-dark)}.text-link-on-dark{display:inline-flex;align-items:center;min-height:2.75rem;font-size:.9375rem;font-weight:600;color:var(--gold-soft);text-decoration:none}.text-link-on-dark:hover{text-decoration:underline}.duotone-image{position:relative;overflow:hidden;margin:0;background:var(--teal-bg)}.duotone-image__photo{display:block;width:100%;height:100%;object-fit:cover;object-position:center;filter:grayscale(1) contrast(1.06) brightness(.94)}.duotone-image__multiply{position:absolute;inset:0;pointer-events:none;background:var(--teal-bg);mix-blend-mode:multiply;opacity:.72}.duotone-image__tint{position:absolute;inset:0;pointer-events:none;background:linear-gradient(145deg,color-mix(in srgb,var(--teal-bg) 88%,transparent),color-mix(in srgb,var(--gold-soft) 28%,var(--teal-bg)));mix-blend-mode:soft-light;opacity:.42}.section--compact-bottom{padding-bottom:clamp(2.25rem,4.5vw,3.75rem)}.section--compact-top{padding-top:clamp(2.25rem,4.5vw,3.75rem)}.pull-quote{font-family:var(--font-display);font-size:clamp(1.125rem,2vw,1.375rem);font-weight:500;font-style:italic;line-height:1.45;max-width:42ch}.risk-reversal{margin-top:1rem;font-family:var(--font-display);font-size:1.0625rem;font-weight:500;font-style:italic;color:var(--gold-soft)}.authority-section .body-stack>*+*{margin-top:1.125rem}.authority-section .emphasis{font-family:var(--font-display);font-size:1.25rem;font-weight:500;font-style:italic;color:var(--teal)}.authority-list{list-style:none;margin-top:1.5rem;border-top:1px solid var(--line)}.authority-list li{padding-block:.875rem;border-bottom:1px solid var(--line);font-size:.975rem;color:var(--brown-soft)}.authority-list strong{color:var(--brown);font-weight:600}.authority-list.on-dark-list{border-color:var(--line-light)}.authority-list.on-dark-list li{color:#f2ede2e0;border-color:var(--line-light)}.authority-list.on-dark-list strong{color:var(--bone)}.pillar-grid{margin-top:1.5rem;border-top:1px solid var(--line)}.pillar-row{display:grid;grid-template-columns:140px 1fr;gap:1.5rem;padding-block:1.25rem;border-bottom:1px solid var(--line)}.pillar-row h3{font-family:var(--font-display);font-size:1.125rem;font-weight:500}.pillar-row p{font-size:.975rem;color:var(--charcoal)}.audience-list{margin-top:1.5rem;list-style:none}.audience-list li{padding-block:.75rem;border-bottom:1px solid var(--line);font-size:.975rem;color:var(--brown-soft)}.audience-list strong{color:var(--brown)}.faq-list{margin-top:2rem}.faq-item+.faq-item{margin-top:2rem;padding-top:2rem;border-top:1px solid var(--line)}.faq-item h3{font-family:var(--font-display);font-size:1.1875rem;font-weight:500;line-height:1.3}.faq-item p{margin-top:.75rem;font-size:.975rem;color:var(--charcoal);max-width:68ch}.cta-band{background:var(--teal-bg);color:var(--bone)}.cta-band .section-heading{color:var(--bone);max-width:24ch}.cta-band .lede{color:#f2ede2d1}.cta-band .hero-ctas{margin-top:2rem;display:flex;flex-wrap:wrap;gap:1rem}.article-body{max-width:68ch}.article-body .authority-section+.authority-section{margin-top:3rem;padding-top:3rem;border-top:1px solid var(--line)}.article-body h2{font-family:var(--font-display);font-size:clamp(1.375rem,2.4vw,1.75rem);font-weight:500;line-height:1.25}.article-body p{margin-top:1rem;color:var(--charcoal)}.article-body .risk-list{margin-top:1.25rem}.article-body .risk-list li{padding-block:1rem}.article-body .numbered-list{margin-top:1.25rem;list-style:none;counter-reset:article-step}.article-body .numbered-list li{counter-increment:article-step;padding-block:.875rem;border-bottom:1px solid var(--line);font-size:.975rem;color:var(--brown-soft);display:flex;gap:1rem}.article-body .numbered-list li:before{content:counter(article-step) ".";font-weight:600;color:var(--gold-label);flex-shrink:0;min-width:1.5rem}.takeaway-box{margin-top:3rem;padding:2rem;background:var(--bone-deep);border-left:3px solid var(--gold)}.takeaway-box h2{font-family:var(--font-display);font-size:1.125rem;font-weight:500}.takeaway-box p{margin-top:.75rem;font-size:.975rem;color:var(--charcoal)}.text-link{display:inline-flex;align-items:center;min-height:2.75rem;margin-top:1rem;padding-block:.375rem;font-size:.9375rem;font-weight:600;color:var(--teal);text-decoration:none}.text-link:hover{text-decoration:underline}.offer-link{display:inline-flex;align-items:center;min-height:2.75rem;margin-top:1.25rem;padding-block:.375rem;font-size:.9375rem;font-weight:600;color:var(--teal);text-decoration:none}.offer-link:hover{text-decoration:underline}.article-cta-block{margin-top:3rem;padding-top:2.5rem;border-top:1px solid var(--line)}.article-cta-block .hero-ctas{margin-top:1.5rem;display:flex;flex-wrap:wrap;gap:1rem}.footer-legal{margin-top:2.5rem;font-size:.8125rem;color:var(--charcoal)}.article-card-link{display:block;text-decoration:none;color:inherit;transition:background-color .16s ease}.article-card-link:hover{background:var(--bone)}.article-card-link:hover h3{color:var(--teal)}.article-card-link--published{border-top:2px solid var(--gold);position:relative}.article-card-link--published .kicker:after{content:" · Read";color:var(--brown-soft);letter-spacing:.04em}.scorecard-narrow{max-width:900px}.scorecard-scale-band{background:var(--bone-deep)}.scorecard-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(2rem,5vw,4rem);align-items:start}.scale-table{border-top:1px solid var(--line)}.scale-row{display:grid;grid-template-columns:56px 1fr;gap:1rem;padding-block:1rem;border-bottom:1px solid var(--line)}.scale-row strong{font-family:var(--font-display);font-size:1.5rem;color:var(--teal)}.scale-row span,.category-heading p,.question-list .question-text,.meaning-grid p,.warning-signal p,.score-band-card p,.score-band-card li{color:var(--charcoal)}.scorecard-notes{margin-top:3rem}.scorecard-notes h3{font-family:var(--font-display);font-size:1.25rem;font-weight:500}.scorecard-total{margin-top:0}.scorecard-jump{margin-top:2rem;padding-top:1.5rem;border-top:1px solid var(--line)}.scorecard-jump ol{margin-top:1rem;list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:.625rem 2rem}.scorecard-jump a{font-size:.9rem;font-weight:500;color:var(--brown-soft);text-decoration:none}.scorecard-jump a:hover{color:var(--teal)}.scorecard-categories{margin-top:3rem}.category-block{padding-block:3.5rem;border-top:1px solid var(--line)}.category-block:first-child{padding-top:2.5rem}.category-block:last-child{border-bottom:1px solid var(--line)}.category-heading{display:grid;grid-template-columns:64px 1fr;gap:1.5rem;align-items:start}.category-heading span{display:grid;place-items:center;width:48px;height:48px;border:1px solid var(--gold);font-family:var(--font-display);font-size:1.5rem;color:var(--teal)}.category-heading h3,.score-band-card h3{font-family:var(--font-display);font-size:clamp(1.375rem,2.2vw,1.75rem);font-weight:500;line-height:1.2}.category-heading p{margin-top:.875rem;max-width:76ch}.question-list{margin-top:2rem;list-style:none;border-top:1px solid var(--line)}.question-list li{display:grid;grid-template-columns:180px 1fr;gap:1.5rem;padding-block:1.125rem;border-bottom:1px solid var(--line)}.question-list .question-label{color:var(--brown);font-weight:600;font-size:.975rem}.question-list .question-text{margin:0;font-size:.975rem;line-height:1.6}.meaning-grid{margin-top:2rem;display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.meaning-grid>div,.warning-signal,.score-band-card{padding:1.5rem;border:1px solid var(--line);background:#f2ede273}.meaning-grid h4,.warning-signal h4,.score-band-card h4{font-size:.8125rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-label)}.meaning-grid p,.warning-signal p,.score-band-card p{margin-top:.75rem;font-size:.95rem}.warning-signal{margin-top:1.5rem;border-left:3px solid var(--teal)}.score-band-grid{margin-top:3rem;display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}.score-range{font-family:var(--font-display);font-size:1.25rem;color:var(--teal)}.score-band-card h3{margin-top:.5rem}.score-band-card h4{margin-top:1.25rem}.score-band-card ul{margin-top:.75rem;padding-left:1.1rem}.scorecard-prompts{margin-top:1.5rem}.review-notice{background:var(--bone-deep);border-bottom:1px solid var(--line)}.review-notice-inner{padding-block:.75rem}.review-notice p{font-size:.8125rem;font-weight:600;letter-spacing:.04em;color:var(--charcoal)}.scorecard-progress{position:sticky;top:0;z-index:40;background:var(--teal-bg);color:var(--bone);border-bottom:1px solid var(--line-light)}.scorecard-progress-inner{display:flex;flex-wrap:wrap;gap:1rem 2rem;padding-block:.875rem;font-size:.875rem;font-weight:600;letter-spacing:.04em}.scorecard-progress-inner span:last-child{color:var(--gold-soft)}.score-question-fieldset{margin:0;padding:0;border:0;grid-column:1 / -1}.score-radio-group{display:flex;flex-wrap:nowrap;gap:.5rem;margin-top:1rem}.score-radio-option{position:relative;flex:1 1 0;min-width:0;cursor:pointer}.score-radio-option input{position:absolute;width:1px;height:1px;margin:0;padding:0;border:0;opacity:0;overflow:hidden;white-space:nowrap;clip:rect(0,0,0,0);clip-path:inset(50%);pointer-events:none}.score-radio-option label{display:flex;align-items:center;justify-content:center;width:100%;min-height:2.75rem;padding:.5rem .35rem;border:1px solid var(--line);border-radius:2px;background:var(--bone);font-size:.6875rem;font-weight:600;line-height:1.2;text-align:center;cursor:pointer;transition:background-color .16s ease,border-color .16s ease,color .16s ease,box-shadow .16s ease,transform .16s ease}.score-radio-short{display:none}@media(hover:hover){.score-radio-option:hover label{border-color:var(--brown-soft);background:var(--bone-deep);box-shadow:0 2px 6px #271f1812}.score-radio-option:hover input:checked+label,.score-radio-option.is-selected:hover label{border-color:var(--teal-dark);background:var(--teal-dark);color:var(--bone);box-shadow:0 2px 6px #256b6b40}}.score-radio-option:active label{transform:scale(.98);box-shadow:none}.score-radio-option input:focus-visible+label{outline:2px solid var(--teal);outline-offset:2px}.score-radio-option input:checked+label,.score-radio-option.is-selected label{border-color:var(--teal);background:var(--teal);color:var(--bone)}.scorecard-actions{display:flex;flex-wrap:wrap;align-items:center;gap:1rem 1.5rem;margin-top:2rem;padding-top:2rem;border-top:1px solid var(--line)}.scorecard-remaining-hint,.scorecard-reset{border:0;background:none;padding:0;font:inherit;font-size:.875rem;font-weight:600;color:var(--brown-soft);text-decoration:underline;cursor:pointer}.scorecard-remaining-hint:hover,.scorecard-reset:hover{color:var(--teal)}.scorecard-results-panel{--band-high: #a63030;--band-mid: var(--gold);--band-low: var(--teal);background:var(--bone-deep)}.scorecard-snapshot{margin-top:2rem}.scorecard-snapshot-header{display:flex;align-items:center;gap:1.5rem}.scorecard-snapshot-meta{flex:1}.score-gauge{flex-shrink:0}.score-gauge.band-high .score-gauge-arc{stroke:var(--band-high)}.score-gauge.band-mid .score-gauge-arc{stroke:var(--band-mid)}.score-gauge.band-low .score-gauge-arc{stroke:var(--band-low)}.score-gauge.band-high .score-gauge-number{fill:var(--band-high)}.score-gauge.band-mid .score-gauge-number{fill:var(--band-mid)}.score-gauge.band-low .score-gauge-number{fill:var(--band-low)}.score-gauge .score-gauge-label{fill:var(--charcoal)}.score-band-badge{display:inline-block;padding:.3em .9em;border-radius:999px;font-size:.8125rem;font-weight:700;line-height:1.4}.score-band-badge.band-high{background:#a630301a;color:var(--band-high)}.score-band-badge.band-mid{background:#b6863c1f;color:var(--gold-label)}.score-band-badge.band-low{background:#256b6b1a;color:var(--teal)}.scorecard-snapshot .score-band-range{margin-top:.375rem;font-size:.875rem;color:var(--charcoal)}.scorecard-snapshot .score-band-meaning{margin-top:1.25rem;font-size:.975rem;color:var(--charcoal);max-width:68ch;line-height:1.6}.score-position-wrap{margin-top:1.5rem}.score-position-bar{position:relative;display:flex;height:8px;border-radius:4px}.spb-seg{height:100%}.spb-seg:first-child{border-radius:4px 0 0 4px}.spb-seg:last-child{border-radius:0 4px 4px 0}.spb-high{flex:28;background:var(--band-high);opacity:.8}.spb-mid{flex:28;background:var(--band-mid);opacity:.8}.spb-low{flex:29;background:var(--band-low);opacity:.8}.spb-marker{position:absolute;top:-8px;transform:translate(-50%)}.spb-triangle{display:block;width:0;height:0;border-left:5px solid transparent;border-right:5px solid transparent;border-top:8px solid var(--brown)}.spb-labels{display:flex;margin-top:.5rem}.spb-labels span{flex:1;font-size:.625rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--charcoal);text-align:center;line-height:1.3}@media(max-width:480px){.scorecard-snapshot-header{flex-direction:column;align-items:flex-start}}.scorecard-results-summary h3,.scorecard-category-breakdown h3{margin-top:1.5rem;font-family:var(--font-display);font-size:1.125rem;font-weight:500}.scorecard-results-total,.scorecard-results-band{margin-top:.75rem}.scorecard-category-breakdown{margin-top:2.5rem}.scorecard-category-row{margin-top:1.25rem;padding-top:1.25rem;border-top:1px solid var(--line)}.scorecard-category-row-head{display:flex;justify-content:space-between;gap:1rem;font-size:.95rem}.scorecard-category-bar{margin-top:.625rem;height:6px;background:#271f1814}.scorecard-category-bar span{display:block;height:100%;background:var(--gold)}.scorecard-category-row.is-flagged .scorecard-category-bar span{background:var(--teal)}.scorecard-category-flag{margin-top:.875rem;padding:1rem 1.125rem;border-left:3px solid var(--teal);background:#f2ede2a6}.scorecard-flag-label{font-size:.8125rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-label)}.scorecard-category-flag p:last-child{margin-top:.5rem;font-size:.95rem;color:var(--charcoal)}.scorecard-multi-flag{margin-top:1.5rem;font-family:var(--font-display);font-size:1.0625rem;font-weight:500;line-height:1.45}.scorecard-results-ctas{margin-top:2.5rem;display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start}.scorecard-email-form{padding:1.5rem;border:1px solid var(--line);background:var(--bone)}.scorecard-email-form h3{font-family:var(--font-display);font-size:1.125rem;font-weight:500}.scorecard-email-fields{margin-top:1rem;display:grid;gap:1rem}.scorecard-email-form label{display:block;font-size:.8125rem;font-weight:600;letter-spacing:.04em}.scorecard-email-form input{display:block;width:100%;margin-top:.4rem;padding:.7rem .875rem;font-family:var(--font-body);font-size:1rem;color:var(--brown);background:var(--bone-deep);border:1px solid var(--line);border-radius:2px}.scorecard-email-form button{margin-top:1rem}.scorecard-email-status{margin-top:.75rem;font-size:.875rem;color:var(--charcoal);min-height:1.25em}.scorecard-email-form .hp{position:absolute;left:-9999px;height:1px;overflow:hidden}.scorecard-unlock-gate{margin-top:2rem;padding:2rem;border:1px solid var(--line);background:var(--bone)}.scorecard-gate-lede{font-family:var(--font-display);font-size:1.125rem;font-weight:500;line-height:1.45;max-width:58ch}.scorecard-gate-teaser{margin-top:1rem;font-size:.975rem;color:var(--charcoal)}.scorecard-gate-benefits{margin-top:1.25rem;padding-left:1.25rem;font-size:.95rem;color:var(--brown-soft)}.scorecard-gate-benefits li+li{margin-top:.5rem}.scorecard-unlock-gate .scorecard-email-form{margin-top:1.5rem;padding:0;border:0;background:transparent}.scorecard-optional{font-weight:400;letter-spacing:0;text-transform:none;color:var(--charcoal)}.scorecard-full-analysis h3{margin-top:1.5rem;font-family:var(--font-display);font-size:1.125rem;font-weight:500}.scorecard-full-analysis .scorecard-category-breakdown{margin-top:2rem}@media(max-width:540px){.score-radio-full{display:none}.score-radio-short{display:inline;font-size:.8125rem}.score-radio-option label{min-height:2.75rem;padding-inline:.2rem}}@media(max-width:860px){.scorecard-grid,.meaning-grid,.score-band-grid,.scorecard-jump ol{grid-template-columns:1fr}.question-list li,.category-heading{grid-template-columns:1fr;gap:.625rem;padding-block:1.375rem}.scorecard-results-ctas{grid-template-columns:1fr}.question-list .question-label{font-size:.8125rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-label)}}@media(max-width:680px){.pillar-row{grid-template-columns:1fr;gap:.375rem}}